Our Buyer's Agency Guarantee
First Home Buyer’s Agent in Perth
A first home buyer’s agent helps you find, check and negotiate your first home, acting only for you, not the seller. At You&Me, we search on and off the market across Perth and WA, inspect properties for you, prepare a due diligence report before you commit, and negotiate the price and terms. We guide you through every step to settlement. It’s your biggest purchase, so you want someone in your corner who knows what to look for.
How we help first home buyers
- Getting clear on your brief. We start with a free discovery meeting, online via Teams or in person at our Subiaco office, to understand your budget, must-haves and the suburbs that fit.
- Searching on and off the market. We look at listed homes and use our agent network to find properties before they’re advertised.
- Inspecting for you. Our team inspects in person and films walkthrough videos, so you don’t waste weekends on homes that don’t fit.
- Due diligence before you commit. Your report covers like-for-like comparable sales, zoning and R-codes, flood and bushfire maps, the suburb, schools, transport and amenities, the property’s pros, cons and maintenance points, and our own price range. We use data from sources such as Cotality (RP Data) and REIWA.
- Negotiating the price and terms. We negotiate with the selling agent for you, including finance and building and pest conditions.
- Support to settlement. We help coordinate inspections, your broker and your settlement agent, right through to the final inspection.
You&Me has bought over 500 properties worth more than $500 million, and we’re rated 5.0 on Google. Founders Heath Bassett and Simon Deering bring 48+ years of combined experience.
First home buyer support in WA (2026)
Several government schemes can help WA first home buyers. Eligibility rules are detailed, so check each one with the official source and your mortgage broker.
| Scheme | What it offers | Key limits |
|---|---|---|
| First Home Owner Grant (WA) | One-off payment of up to $10,000. No income or asset test. | New homes only (including off-the-plan and building). Total value cap of $800,000 south of the 26th parallel (includes all of Perth) for transactions from 7 May 2026. You must live in the home for at least 6 continuous months, starting within 12 months. |
| First home owner rate of transfer duty (stamp duty) | No transfer duty on homes up to $600,000. A concessional rate of $16.15 per $100 above $600,000. | Home value cap of $800,000, for new or established homes. Applies to agreements from 7 May 2026. You must qualify under the First Home Owner Grant rules. |
| Australian Government 5% Deposit Scheme | Buy with a deposit as low as 5% without paying lenders mortgage insurance (LMI). | Price cap of $850,000 in Perth and $600,000 in regional WA. Income caps were removed from 1 October 2025. |
| Keystart Low Deposit Home Loan | WA Government low-deposit home loans. | Property price limit of $860,000 in Perth and regional areas. Income limits of $155,000 for singles and $228,000 for couples and families. |
Sources: WA Government, First Home Owner Grant fact sheet (as at 28 July 2026); WA Government, First Home Owner Rate of Duty fact sheet (as at 28 July 2026); REIWA, Understanding the 5% Deposit Scheme; Keystart, new product settings (15 April 2026). Figures can change. Always check the current rules before you buy.
Common first home buyer mistakes we help you avoid
- Paying too much. Asking prices and “offers from” figures aren’t valuations. We price every property against like-for-like comparable sales.
- Missing the hidden problems. Zoning, flood or bushfire overlays, strata issues and maintenance items can cost you later. We check them before you commit.
- Buying outside your scheme limits. Grants and concessions have price caps and conditions. Know yours before you make an offer.
- Weak contract conditions. Finance, building and pest conditions protect you. We make sure they’re in the offer.
- Burning out. Many first home buyers spend months at home opens. We do the searching and inspecting, so you only see the homes worth your time.
More reading: pitfalls to avoid for first-time home owners.
Steps to buying your first home in Perth
- Talk to a mortgage broker and get pre-approval, so you know your real budget.
- Check which grants and schemes you may qualify for.
- Set your brief: location, property type, must-haves and nice-to-haves.
- Search, inspect and shortlist, on and off the market.
- Do your due diligence: comparable sales, zoning, overlays, building and pest.
- Negotiate and sign with the right conditions.
- Settle with your settlement agent, then do the final inspection and get the keys.
Want to know where other buyers are buying, or how long the commute will be? Read where Perth buyers are actually buying and our Perth train lines guide.
Common questions
Should a first home buyer use a buyer’s agent?
It can help, especially if you’re short on time, buying in a competitive market or unsure what a property is really worth. A buyer’s agent acts only for you, finds and checks properties, and negotiates the price.
Can I use the First Home Owner Grant on an established home in WA?
No. The WA First Home Owner Grant is for new homes only. Established homes may still qualify for the first home owner rate of transfer duty if they’re within the value cap.
Do first home buyers pay stamp duty in WA?
Not on homes up to $600,000 for eligible first home buyers, for agreements from 7 May 2026. A concessional rate applies between $600,000 and $800,000.
How much does a first home buyer’s agent cost?
We explain our fee in your free discovery meeting. There’s a commitment fee to start and a success fee once you’ve bought.
Can you help if I’m buying from interstate or overseas?
Yes. Many of our clients live interstate or overseas, and some buy without ever visiting the property, using our inspections, videos and due diligence reports.
This is general information only, not financial or legal advice. Speak to a mortgage broker about your borrowing and the schemes, and check eligibility with the WA Department of Finance.
Ready to buy your first home? Book a free discovery call and we’ll talk through your budget, the schemes and where to start. Or see how our buyer’s agents in Perth work.